A Qualifying Life Event is a significant change in your personal or family situation that allows you to make changes to your benefit elections outside of the Annual Open Enrollment period.  

You have 30 days from the date of the event to make changes. 

QLEs include, but are not limited to:

• Birth / Adoption
• Marriage, Divorce or Legal Separation
• Employee Gains / Loses Coverage
• Dependent Gains / Loses Coverage
• Eligibility Status Change
• Death of a Dependent

Here are examples of approved documents you can provide to HR, should you experience a QLE. 

• Marriage Certificate/License
• Birth Certificate or Hospital Birth Record
• Carrier Confirmation of Other Coverage
• Court Documents
• Death Certificate

Medical ID cards can be printed or a new one can be requested by sign in to myuhc.com.  

(If you have elected electronic communications with UHC, a new ID will not be mailed each year, it will be available online only.)

To get familiar with your prescription drug coverage, it’s best to sign in to myuhc.com. 

After signed in, go to pharmacy and prescription coverage to:

See your medication cost and coverage
• Locate a network pharmacy
• See if your medications have any requirements, like prior authorization or step therapy, before filling them

If you’re a member, you can download the UnitedHealthcare app using your mobile device to access your health plan details, get digital ID cards, find network providers and more.

Prior to enrolling in benefits, you can find Delta Dental Dentists with the provider search tool.

1. Go to deltadentalaz.com/find
2. Choose a specialty and Delta Dental PPO or Premier Network from the drop-down menus
3. Follow the prompts to choose the location you want to search
4. Click Find Dentist to see the providers that meet your search criteria

Eligible employees that elect the HDHP medical plan will be automatically enrolled in an HSA.  Employees are not required to contribute; however, you must have an active account to be eligible for Employer Contributions.  

DBMG will contribute:

• Employee Only: $400
• Employee + Dependents or Family: $800

(These contributions are split into two payments in late January and July. You must be actively enrolled in the plan on the contribution date.)

What is a Flexible Spending Account?

A Flexible Spending Account allows you to set aside pre-tax dollars from each paycheck to pay for eligible medical, dental, and vision out-of-pocket expenses.

To participate in the Healthcare FSA, you must be enrolled in one of the following plans:

• UHC $500 Deductible Plan
• UHC $2,000 Deductible Plan
• Delta Dental of Arizona Plan

Employees enrolled in the High Deductible Health Plan with HSA, are only eligible for the Limited Purpose FSA that only covers dental and vision expenses.  (No medical expenses are allowed)

A complete list of eligible expenses is available at www.my.healthequity.com

Eligible employees are automatically enrolled to contribute 6% of their eligible pay in the Principal 401(k) plan. Employees are eligible the first of the month following 30 days of employment.